Our Services
Community Development Financial Institution
- Grant writing
- CDFI reporting and CDFI compliance
- CDFI preparation for emerging CDFIs and recertification preparation for existing CDFIs
- Cultivating funders / capitalization strategies
- Crafting effective development services
- Strategies for having a cohesive Governing Board and Advisory Board based on the CDFI Fund’s standards and achieving high impact results
Community Reinvestment Act of 1977
- Innovative financial inclusive ideas
- CRA product creation including standard community investment organizational infrastructure
- CRA residential real estate underwriting
- Affordable housing solutions
- Sustainable wealth and equity building strategies for low-to-moderate income individuals and Black, Indigenous, People of Color (BIPOC)
- Organizational development for community development business initiatives
Business Enhancement Strategies
- Business funding recommendations / grant writing / RFP research
- Creating and revising professional documents including RFPs
- Entry-level business analytics and data compilation
- Conducting research
- Supporting marketing functions
- Grant reviewer
- Incorporate a triple bottom line or ESG methodologies within business models and lending
- Incorporate ESG within an organization’s strategic goals and or Annual Plan
Affordable Housing - Smart Homebuying and Refinancing Services
- Assist individuals looking to purchase or refinance their home with securing a compatible loan for their specific need. This includes individuals who are credit challenged, have high debt to income ratios (DTI), or have other issues preventing them from getting a loan
- Information on applicable down payment and closing cost assistance
- This service is also for individuals who are looking for a trust-worthy professional to give them advice on which lender(s) has the best interest rate, the best customer service, available or upcoming affordable housing developments, lenders with lower closing costs, easy to understand break down of different loan options, etc.
- Packages for this service can include a credit check, pre-qualification pre-check prior to going to the lender, estimated payment pre-check (*based on average market rates), estimated property taxes for prospective homebuyers, unlimited questions throughout the borrower's refinancing or homebuying experience and advocacy support throughout your entire loan process until closing
- If needed, referrals can be made to trustworthy and competent professionals such as realtors, inspectors, real estate attorneys, contractors, etc.
- Local lenders will be reviewed for individuals seeking this service with preference to CDFIs and or lenders who have products that fit best for the borrower(s)
Who We Serve
Organizations
Our consulting services help businesses of all sizes. We work directly with any organization in need of our consulting services listed above.
Individuals
We know navigating finances can be daunting for the everyday person. If you find yourself in need of affordable housing solutions like smart home buying/refinancing, or a financial advocate in your corner, let us take care of you.
Consultants
We believe in viewing consultants as allies and not as competition. At Katrina Goins Consulting, we offer the ability to subcontract in hopes of reducing burn-out and creating a work-life-balance for other consultants during deadline-driven time periods. Consultants can ensure privacy and legal adherence, as well as flexibility when they subcontract with us. Ask about our referral service.